Random Politics & Religion #00

Yes, partial subsidy of premiums would be paid to the insurance company at the same rate if that person never made a claim. You're woefully misinformed.

Richard M. Nixon was the one behind the original design of what is now the ACA.

You're one to talk about dead horses, and beating meat.

It doesn't matter how many of them did, it's irrelevant.

Then again republicans of 20 years ago, are closer to the majority of democrats today (short of the hard left ones).

geopolitical sphere shift, etc.

edit: also: a Republican think tank came up with the idea, so yes: the party created it.

Jet is under the delusion that Republicans voted for the ACA.

What exactly is your definition of "subsidy"?

Richard M. Nixon was the one behind the original design of what is now the ACA.

Jet just likes to get off-topic on crap that really doesn't matter at all. A non-profit insurance company that paid its employees is the only relevant thing he had to say. then he went and ruined it by making people required to have it by law.

You seriously don't understand how insurance works. The purpose of the marketplaces is to create a shared risk pool. The insurance company now has a cap on profit margin, so they can't symbolically raise premiums. This procedure is something that they agreed to pay for when they sold the policy. A heart transplant costs in excess of $200,000 dollars, and insurance companies have been paying for them and making a profit for decades, and organ transplants are far more common than gender reassignment. This is seriously the pinnacle of fake outrage. The potential cost of this procedure is part of the calculation of risk that insurance is designed around.

What it boils down to is that you don't understand the procedure or the condition it treats and want to selectively argue against phantom socialism piecemeal. Guess what, Medicaid dollars go to religious "pray away the gay" programs, that's actual government funding. It's also proven to do a lot of harm and have no medical merit, but I don't hear any of the "conservative" crowd crying out against that. If you want to be taken seriously, found your outrage in reality and be consistent.

Based on figures released so far by 24 states and the District of Columbia, the average premium increase for next year would be around 7.5%, according to an analysis by PwC's Health Research Institute, an arm of PricewaterhouseCoopers LLC. The analysis, which didn't include the new California rates, found the moves would range from a proposed cut of 23% for one plan to a hike of 36%.

Blue Cross and Blue Shield plans, which have been the biggest players in many state marketplaces, were requesting boosts "typically above 9%," the institute found.

Covered California will have 10 insurers next year, including major insurers such as Blue Shield of California and WellPoint Inc., but missing some national names such as UnitedHealth Group Inc.

The rates for next year's California plans, which still need to be reviewed by regulators, will vary for individual consumers. Also, about 90% of Covered California consumers received federal subsidies that will defray the cost of premiums. Covered California said that in most of the state, the subsidies next year will increase or "remain very close" to the 2014 amounts.

The exchange said that, leaving out the effects of the subsidies, 16% of enrollees will see premiums stay flat or go down, 35% will see a boost of less than 5%, 36% will have increases of 5% to 8%, and 13% will have hikes of more than 8%.

The actual definition. They subsidize premiums, not claims.

Richard M. Nixon was the one behind the original design of what is now the ACA.

Jet is under the delusion that Republicans voted for the ACA.

Do you actually like the ACA or do you just simply not have a problem with the surgery being an option?

I don't particularly like ACA, but I do like that procedures are being covered based on their medical merit and not their profitability. Do you like that insurance companies frequently denied life saving procedures like organ transplant under the guise that they were "elective"?