Random Thoughts.....What Are You Thinking?
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Random Thoughts.....What are you thinking?
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 Siren.Mosin
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By Siren.Mosin 2011-11-28 11:07:18
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Ramuh.Rowland said: »
I'm so confused. I just called to see how much it would be to pay off my car loan today. Apparently I've only paid about $2750 in a year on it :( So almost literally half of my payments have been paying interest.

lol, don't buy a house then. that's pretty much how ***goes.
I bought mine for 148k when it's all said & done in 20 more years, I'll have paid a total of 389k

mmm-hhmmmm
 Odin.Liela
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By Odin.Liela 2011-11-28 11:08:40
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16,000 would pay off all 5 years of student loans for me. The only cars I would buy new are a Mustang, because my husband wants one, and a Kia, because they have dancing hamsters.

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 Asura.Ludoggy
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By Asura.Ludoggy 2011-11-28 11:10:38
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Gonna go key a kia.
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 Odin.Liela
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By Odin.Liela 2011-11-28 11:11:45
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Not a green one, Ludoggy! Green ones are the best.
 Cerberus.Savannah
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By Cerberus.Savannah 2011-11-28 11:28:20
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Odin.Liela said: »
16,000 would pay off all 5 years of student loans for me. The only cars I would buy new are a Mustang, because my husband wants one, and a Kia, because they have dancing hamsters.


I looooooooooooooove the Hamsters :D :D They make me want one...even though I want the tiniest car ever b/c I'm small <.<
 Bismarck.Misao
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By Bismarck.Misao 2011-11-28 11:40:38
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Odin.Liela said: »
16,000 would pay off all 5 years of student loans for me. The only cars I would buy new are a Mustang, because my husband wants one, and a Kia, because they have dancing hamsters.

 Odin.Liela
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By Odin.Liela 2011-11-28 11:44:49
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They make me want one too, Sav! The car is cute on its own, but the commercials are catchy because the hamsters are cute and they are nothing like the usual car commercials of some big ugly truck driving over a pile or rocks or up a hill or whatever. So cute! I love the one Misao posted too!
 Asura.Chuuuuu
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By Asura.Chuuuuu 2011-11-28 11:54:06
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you should do like my dad. lease all the cars! then get new ones when the lease is up :P
 
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 Siren.Mosin
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By Siren.Mosin 2011-11-28 12:19:05
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Asura.Chuuuuu said: »
you should do like my dad. lease all the cars! then get new ones when the lease is up :P

this is actually brilliant if you are in a position to write it off twords your company
 Asura.Chuuuuu
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By Asura.Chuuuuu 2011-11-28 12:19:39
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my dad is self employed :O wat
 Siren.Mosin
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By Siren.Mosin 2011-11-28 12:21:16
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Asura.Chuuuuu said: »
my dad is self employed :O wat

that's exactly what I mean. he can write off the lease on taxes because it's business related. it actually ends up being a better deal than buying anything
 Asura.Chuuuuu
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By Asura.Chuuuuu 2011-11-28 12:21:55
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Siren.Mosin said: »
Asura.Chuuuuu said: »
my dad is self employed :O wat

that's exactly what I mean. he can write off the lease on taxes because it's business related. it actually ends up being a better deal than buying anything
i guess thats what he does? lol no idea :P
 Fenrir.Skarwind
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By Fenrir.Skarwind 2011-11-28 12:23:28
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Bismarck.Misao said: »
Odin.Liela said: »
16,000 would pay off all 5 years of student loans for me. The only cars I would buy new are a Mustang, because my husband wants one, and a Kia, because they have dancing hamsters.



I was hoping the people would cap their ghetto *** and keep fighting lol
 Siren.Mosin
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By Siren.Mosin 2011-11-28 12:24:05
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Asura.Chuuuuu said: »
Siren.Mosin said: »
Asura.Chuuuuu said: »
my dad is self employed :O wat
that's exactly what I mean. he can write off the lease on taxes because it's business related. it actually ends up being a better deal than buying anything
i guess thats what he does? lol no idea :P

I'd assume so. I wouldn't feel too bad, I had no clue until the president of my company tried to explain it to me one day >.O
 Shiva.Nikolce
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By Shiva.Nikolce 2011-11-28 12:26:38
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Siren.Mosin said: »
Ramuh.Rowland said: »
I'm so confused. I just called to see how much it would be to pay off my car loan today. Apparently I've only paid about $2750 in a year on it :( So almost literally half of my payments have been paying interest.
lol, don't buy a house then. that's pretty much how ***goes. I bought mine for 148k when it's all said & done in 20 more years, I'll have paid a total of 389k mmm-hhmmmm

Loans are my evil specialty! <thunderclap> Muhahahahahahahaha!

It's called amortization, the way in which your loan is paid back. It's the reason refinancing is such a scam. Google "loan amortization calcultor" and any of them will display how all loans are payed back.

Simply put. You pay the interest back first. And then we convince you to refi every four years for even more money than your original loan amount and you just keep paying us FOREVER!!!!

/whipcrack

Now get back to work!!!
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 Leviathan.Catnipthief
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By Leviathan.Catnipthief 2011-11-28 12:30:28
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Dancing Hamsters?

I'm ok with that.
 Asura.Chuuuuu
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By Asura.Chuuuuu 2011-11-28 12:30:46
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christmas is probably cancelled this year D: so many medical bills!
 
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 Leviathan.Catnipthief
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By Leviathan.Catnipthief 2011-11-28 12:32:07
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Asura.Chuuuuu said: »
christmas is probably cancelled this year D: so many medical bills!


No insurance?



My whole GB surgery was picked up (amazingly >.>) by my shitty gov't supplied insurance.
 Phoenix.Sehachan
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By Phoenix.Sehachan 2011-11-28 12:32:31
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I so not feel the christmas atmosphere this year.
 Asura.Ludoggy
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By Asura.Ludoggy 2011-11-28 12:35:04
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Phoenix.Sehachan said: »
I so not feel the christmas atmosphere this year.
Wanna sit on my lap?
 Phoenix.Sehachan
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By Phoenix.Sehachan 2011-11-28 12:35:37
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Asura.Ludoggy said: »
Phoenix.Sehachan said: »
I so not feel the christmas atmosphere this year.
Wanna sit on my lap?
What kind of gifts will you bring me?
 Leviathan.Catnipthief
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By Leviathan.Catnipthief 2011-11-28 12:35:46
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Asura.Ludoggy said: »
Phoenix.Sehachan said: »
I so not feel the christmas atmosphere this year.
Wanna sit on my lap?


Santa has an extra special present this year?


(couldn't resist)
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 Bismarck.Dracondria
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By Bismarck.Dracondria 2011-11-28 12:36:04
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Christmas hasn't been Christmas since my mom died and my sister moved to Australia :/ It's kinda boring now lol
 Asura.Ludoggy
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By Asura.Ludoggy 2011-11-28 12:39:05
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Phoenix.Sehachan said: »
Asura.Ludoggy said: »
Phoenix.Sehachan said: »
I so not feel the christmas atmosphere this year.
Wanna sit on my lap?
What kind of gifts will you bring me?
Chocolate.
I suck at gifts so I usually make people food to help put on the season extra weight.
 Phoenix.Sehachan
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By Phoenix.Sehachan 2011-11-28 12:39:41
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But chocolate is for epiphany!
 Asura.Chuuuuu
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By Asura.Chuuuuu 2011-11-28 12:45:14
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Leviathan.Catnipthief said: »
Asura.Chuuuuu said: »
christmas is probably cancelled this year D: so many medical bills!


No insurance?



My whole GB surgery was picked up (amazingly >.>) by my shitty gov't supplied insurance.
she has insurance but it doesnt cover everything. she gets to use kaiser at least lol kaiser is my fav type of hospital branches lol
 Odin.Liela
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By Odin.Liela 2011-11-28 12:49:54
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It doesn't feel like Christmas here either. It's probably because it's really hot out and all our snow melted. It's 42 degrees F today, that's spring weather, not almost December weather! I can't complain, it's good for traveling and convenient for my pups coming in and out.

I did see Santa at the annual Christmas Bazaar though! I took his picture.

 Phoenix.Sehachan
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By Phoenix.Sehachan 2011-11-28 12:51:11
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Is that the bill of all the stuff he needs to buy for kids this year?
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