Bismarck.Josiahfk said: »
19 and 29% on car loans should be illegal, wow.
The highest I ever actually saw when looking at a dealership's data was 49% and that was in Tennessee where there are basically no regulations.
Random Thoughts.....What Are You Thinking?
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Random Thoughts.....What are you thinking?
The highest I ever actually saw when looking at a dealership's data was 49% and that was in Tennessee where there are basically no regulations. Faelar said: » Grumpy Cat said: » hee hee *** Rider Also what game is that? Looks like Diablo with super heroes. Marvel Heroes 2016. http://store.steampowered.com/app/226320/ Free to Play. DLC total - $219.94 The ***.
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Grumpy Cat said: » Bismarck.Josiahfk said: » 19 and 29% on car loans should be illegal, wow. The highest I ever actually saw when looking at a dealership's data was 49% and that was in Tennessee where there are basically no regulations. That's annual interest not compounded. Asura.Kingnobody said: » Grumpy Cat said: » Bismarck.Josiahfk said: » 19 and 29% on car loans should be illegal, wow. The highest I ever actually saw when looking at a dealership's data was 49% and that was in Tennessee where there are basically no regulations. That's annual interest not compounded. Pretty sure that doesn't apply to everything (it might to BHPH I am not sure). Payday loan companies are still doing crazy ***like 500% or higher. Grumpy Cat said: » Asura.Kingnobody said: » Grumpy Cat said: » Bismarck.Josiahfk said: » 19 and 29% on car loans should be illegal, wow. The highest I ever actually saw when looking at a dealership's data was 49% and that was in Tennessee where there are basically no regulations. That's annual interest not compounded. Pretty sure that doesn't apply to everything (it might to BHPH I am not sure). Payday loan companies are still doing crazy ***like 500% or higher. As long as it's less than 3 months (or expected to be less than 3 months, per the terms of the notes), it's currently unregulated. Which is pretty *** up
Also, I don't know about 500%, I mean, that would be kindof silly to do.
Compound Interest Calculator for shits/giggles Asura.Kingnobody said: » Also, I don't know about 500%, I mean, that would be kindof silly to do. Compound Interest Calculator for shits/giggles http://www.usatoday.com/story/money/personalfinance/2014/04/20/id-nv-ut-have-among-highest-payday-loan-rates/7943519/ This is a couple years old, but from what I have heard the CFPB hasn't had a lot of luck regulating Payday Loans because of legaleze. Topic Shift - Did anyone see that video of the woman in the bookstore freaking out about the Paul Sheldon Misery books? At first I thought it was pretty funny, but then I looked into a bit and now it is just dumb. YouTube Video Placeholder They take out payday loans because they have to and then many of them get caught in a loop where they take out loans > repay > take out a new loan to repay and it never ends because they have to pay so much more all the time Grumpy Cat said: » Topic Shift - Did anyone see that video of the woman in the bookstore freaking out about the Paul Sheldon Misery books? At first I thought it was pretty funny, but then I looked into a bit and now it is just dumb. Never even heard of that book Bismarck.Dracondria said: » Which is pretty *** up Even then, I'm showing a 213.84% annual interest rate for a monthly loan of $1,000, payback is $1,100. I'm not saying it's a problem, I'm saying that the "outrage" is blown out of proportion.
The real issue is being dependent on it. Bismarck.Dracondria said: » Grumpy Cat said: » Topic Shift - Did anyone see that video of the woman in the bookstore freaking out about the Paul Sheldon Misery books? At first I thought it was pretty funny, but then I looked into a bit and now it is just dumb. Never even heard of that book YouTube Video Placeholder The thing is that Paul Sheldon is a CHARACTER in the Stephen King novel Misery. In the book Paul Sheldon writes a series of not-actually-existant Misery novels. Seeing this version it is a little more clear that it is scripted, apparently she is playing a part of a character in the Stephen King novel. Facebook has a shorter version that just shows the freakout. Grumpy Cat said: » Topic Shift - Did anyone see that video of the woman in the bookstore freaking out about the Paul Sheldon Misery books? At first I thought it was pretty funny, but then I looked into a bit and now it is just dumb. Bismarck.Josiahfk said: » Nobody is paying a 200% annual rate annually. In most, if not nearly all cases, this interest rate is passed off as a fee, which would remove the regulatory constraints of the Feds. I still say the bigger issue is the dependency on this. Josie is this incorrect too?
Asura.Kingnobody said: » Bismarck.Josiahfk said: » Nobody is paying a 200% annual rate annually. In most, if not nearly all cases, this interest rate is passed off as a fee, which would remove the regulatory constraints of the Feds. I still say the bigger issue is the dependency on this. Their very existence is predatory in nature. They really shouldn't even be a thing. People depending upon them is pretty bad, and most of the time if you do, it's because ***'s going wrong in your life -- by your own fault or someone else's is almost irrelevant -- and the last thing you need is someone looking to make ***even worse for you to make a quick buck. Ramyrez said: » Asura.Kingnobody said: » Bismarck.Josiahfk said: » Nobody is paying a 200% annual rate annually. In most, if not nearly all cases, this interest rate is passed off as a fee, which would remove the regulatory constraints of the Feds. I still say the bigger issue is the dependency on this. Their very existence is predatory in nature. They really shouldn't even be a thing. There needs to be a better method to this, and no, I'm not going to say the government needs to be involved. They will more than likely screw it up even further. Random rage: I hate medical professionals who can't check their unscientific beliefs at the door when they clock in.
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Ramyrez said: » Random rage: I hate medical professionals who can't check their unscientific beliefs at the door when they clock in. Somebody gave Ramy some bad coffee today! 
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Josie and the Pussy Cats?
*Incorrect in bold why does JAV have to be censored!!
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