Insurance, how does it bloody work. ><
I went and got my yearly physical a couple weeks ago. When I was a student going to the student health clinic, that cost about $30. The clinic that I went to charged me $30, then charged my insurance $430. What the what?
Then they prescribed me some new birth control. It should have cost me $9 at the pharmacy, but the insurance covered it so I paid nothing, but then the pharmacy charged my insurance $89 for it. What the what?
Are these people just milking my insurance for fun? And when the insurance company finds out that none of this should have been that darned expensive, are they going to get mad at me, or get mad at the clinic and pharmacy?
welcome to the clusterfuck of medial care in the US.
Either it's just they're *** up, or the only logical purpose I can think of is: when you go without insurance it's picked up elsewhere, so when you actually have it they charge the full amount. Where you on some kind of financial aid or state coverage?