Nieko said:
oh my credit was JACKED at 22. I fell into that pre-approved credit card thing when I turned 18 and ran thru $2000 in about a week. No one explained that 'you gotta pay it back' stuff lol. Tho now I'm 27 and it's better. Not an 840 but I can sign for stuff.
how did you not know you had to pay it back at 22? D:
